Sounds like you got screwed. Did AMA not pick this tab up right away? Like take your AMA number and tell you if you had or didn't have the coverage? There's no way you should have paid a cent to the tow truck driver. Have you talke to AMA since? I had to use AMA once for towing service and was not out a dime.
My guess AMA pays the towing company a flat rate, say $300 if within the 160km radius. When the towing company bills an insurance company they can charge any sort of rate they can justify, double mileage, fuel, overtime etc... That's the only way this adds up to a $1300 bill for a 100km tow. Also the company will get paid immediately when you pay via credit card vs having to file paperwork and wait on payment from AMA. The tow truck driver sounds like a total scam artist, I hate people who take advantage of others in vulnerable situations.
Also call your credit card company and tell them you were a victim of fraud and have the charges reversed/ investigated.
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Last edited by Derek Sutton; 10-22-2017 at 02:35 PM.
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