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Old 10-19-2014, 07:41 AM   #8
Mortgage Made Easy
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Originally Posted by Finger Cookin View Post
This got me thinking...if my mortgage is up for renewal on Feb 1 next year, when's the earliest I should consider renewing it? No sooner than Nov 1 I'm guessing?

We start our renewal process about 6 months in advance. For new clients it just means we are able to understand needs and goals to discuss options well in advance.

Plus we do have lenders we can hold rates with for 6 months... Granted the rates are slightly higher than a 120 day rate protection lender... But in an uncertain market we can always protect from worst case... Higher rates.

With that said the ideal or sweet spot for starting a renewal is prior to 120 days of your renewal. This allows us to be ready to protect your renewal as soon as there is an indication of rate changes.

We will continually monitor changes and lenders during the renewal process to provide optimum choices.

NOTE: Now would be the time to start the process.

Hope that helps ... And feel free to call or PM. ~Tim
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Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Kardia Mortgage Inc
www.TimLacroix.com

If you have any questions please feel free to PM me or email calgarypuck@kardiamortgage.com

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Last edited by Mortgage Made Easy; 10-29-2014 at 03:17 PM.
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