[undercoverbrother]

Originally Posted by GoinAllTheWay

Not quite....core coveage across all carriers is bascially exactly the same. Even have very similar endorsements. Some may have a few bells & whistles that are unique to them but nothing major.

Well I know Chubb used to cover (may still do) seepage if it could be shown to be the first incident. I also believe Intact covers some water through the foundation dependant upon the circumstances.

My point was that with the auto policy it is the same word for word between companies. Such is not the case with property policies.

I should also note that the way companies interprete the policy also is different. Hail is a good example. Some companies will wrap a house, some will attempt to match and only replace the damaged side/pieces. Same goes for roofs.