Wawanesa Insurance has had excellent rates for several years in a row now. I'd check with them. Aviva Insurance has been pretty good too.
As to who to stay away from? That's a bit harder. Intact has had some poor rates. Economical has very high base rates but applies a ton of discounts to be competitive. Which is nice until you make a claim and then you can see your rates jump big time. Not a big deal though as you can always remarket yourself the next renewal.
TD I've heard bad things about. I've had several clients come to us from them. Their biggest complaint seemed to be be that it was easy to get the policy started but if you had questions, getting ahold of a rep was difficult.
Now is an unfortunate time to be getting into home insurance. 3 yrs of major hail storms in Calgary has done nothing good to rates.
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