Quote:
Originally Posted by THE SCUD
LOL, fair enough! I check before the 1st of the next month (they have a window of 1-3 days from when they post the next months' rate to the start of that month). Then I can change my rate from floating to fixed or vice versa for that month.
ie: Say the December floating rate comes out tomorrow, the 29th, and it's $0.05 (for illustrative purposes). If I call before Dec 1, I can go back to floating for December. Rinse repeat and I do that every month to get the lower of fixed or floating.
I probably save $1.45 but boy, the thrill!
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1.45 x 12 months = a 12 pack of cheap beer!