[Flabbibulin]

One last question- is it true that you cant make extra payments or request an increase in your monthly payment if you are on a fixed rate? Or perhaps you can, but there are conditions? ie. has to be a certain minimum amount, can only do it so many times per year etc??

edit- at least this is the understanding I am getting from my contract. A little confusing for the layman though. Perhaps I should ask my mortgage broker to dumb it down for me??