^^^^
This isn't a shot at you or anything, just musing. I've never liked those "70 percent of yearly earnings before you retire " because it's not even scratching the surface of anything. It's just seems arbitrary.
The "11 times your annual salary " I at least find interesting because I wonder how you arrive at that.
Are you drawing from a pension? Investments only? How are you Invested in retirement? Have you got 2 million in dividend stocks just paying you a quarterly salary?
Personally, I think we're doing OK, but with the pandemic and kids we've had some income disruptions that have derailed us a tad, but we're getting back on track.
I'm comfortable and happy with how we're Invested and how we save. What I have a hard time with in my own projections is figuring out future dollars and wondering what our preferred lifestyle would and will be.
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