Quote:
Originally Posted by I_H8_Crawford
Discipline is the key - some have it, most don't.
My wife and I rent as the difference in rent vs own where we live was ~$1000/month - we invest the difference (and more) and are well on our way to hitting financial freedom before we hit 40.
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Fyp. For the vast majority of people, something will come up and they'll spend the savings one month, the eventually every month. If the bank needs it as part of the mortgage, that savings moves to the top of the priority list.