I know several people who pre paid and then the funeral home added a bunch of bs charges after the fact. One guy was charged 750 extra in carbon tax on his cremation. There are no refunds either...covid related or otherwise. I've had first hand experience with it too. It really sucks. I think funeral homes are scummy and would never pre pay for anything. I think people get kind of wrapped up in taking care of their kids financially while they're alive. And pre paid funerals are sold as benefits for your kids. Whether money is an issue or not, I wouldn't do it. They're not doing it as a favour to you. Just leave a fund aside in your will.
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