Pre-paying funerals
My father-in-law’s funeral was pre-paid and held a couple of weeks ago. Finally! My wife wants us to pre-pay our funerals and related costs but these are my concerns. (Both of us want to be cremated; her dad was cremated.)
- What if we pre-pay and (although unlikely) we move to another city or province? What if the funeral home is not located where we live?
- What if we change our minds about cremation? That may not be an issue as pre-payment can likely likely be applied to any service type.
- One of the reasons for pre-payment is to remove the financial worry from a spouse or children. Money will not be an issue for us.
- What if the funeral homes goes out of business? I’m guessing that your money is held in secure trust which should protect your funds.
I want my funeral to be simple and low cost. I’d love for my ashes to be used to fertilize a tree or made into something like a memorial bench. What are people’s thoughts on funeral pre-payment?
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