[GoinAllTheWay]

When you bring home a new computer/laptop what have you, you typically set it up and off you go. Part of that is setting up the first user which is the admin account. The admin account has complete control over you PC. More permission, more damage. Typically people stop here and use that account going forward but what you should do is also create a standard user and use that primarily.

Creating a standard user won't make any real difference in your day to day use and the standard accounts has limited access to critical files. You can really lock down what a standard account can do, like not install new software like malware/viruses.

If your a competent PC user and more a less know what you're doing and don't visit sketchy sties you're probably ok but this method is absolutely worth it for those with elderly parents or kids or just internet dumb folks.