Put the cushion in your tfsa also. It's easy enough to access from there. Buy a 30 day gic if you want. Or a high interest savings account fund (misnomer in these times mind you). And, as Slava said, you can be as aggressive or conservative as you want inside the tfsa. If you don't know what to do you'd be best served to go see someone like Slava who is an independent advisor rather than the branch level bank advisor.
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