[EldrickOnIce]

Absolutely separate accounts and divide expenses proportionate to income. We save, spend and invest individually and together. We had no prenup, but did a proper accounting of assets prior to marrying and agreed on how we would handle assets brought in and joint assets built after marriage. There is significant disparity between our incomes.

Neither of us would do it any other way, based mostly on the disaster that was joint accounts/pooled resources in both our first marriages.

It's 7 years married and 10+ together without ever fighting about money, simply by treating our finances as if we were business partners.