Quote:
Originally Posted by Ducay
Im blown away some people are maintaining separate accounts and tracking expenses individually even when married. What are you, roommates?
For tracking "fun money", maybe, but for day to day stuff, that sounds insane and also like a recipe for divorce.
"Hey Honey, I saw you didn't contribute your 33% to the savings this month. Also it is your turn to pay the cable bill"
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Why is this so hard to comprehend?
In situations where both spouses work decent jobs (and that is key) - it's great:
1) You figure out what your "joint" expenses / savings goals are (mortgage, insurance, cars, RRSP) and each put aside enough every month to cover these.
2) Anything above that - each spouse can spend what they damn well please. Want a new Bike? Go buy it, your worked for your money. Want expensive designer clothes? Go for it.
No need to "ask" and jointly agree - isn't that paradise? (and a big source of arguments in marriages?)