I'm in the middle of a split with my common law partner and have a question. We put 5% down on a 236k house. We've been in it for a year. I know my next step is to get an appraiser to value the home but I am guessing between 240-250. I want to buy her out and figure it would be half our deposit and half the equity. Would a mortgage refinance make sense or just a loan to pay her the amount. Im also confused with the 80% rule.
Thanks.
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