I wish there were heavier premium increases for at fault issues, tickets (driving with a cell phone), etc allowing for a minimal increase for those with very clean driving records.
Also, by removing the cap, does this not open the door for many other companies to look at doing business in Alberta, creating more competition and paying proper market rates? Capping rates only all but guarantees that companies will leave allowing the companies that stay to essentially maximize their return on a cap structure.
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