Quote:
Originally Posted by #22
I pay $254 a year (just basic liability, not full coverage) for my 1100cc ZRX, which would be in the same class as any of the 1000cc + crotchrockets. I would imagine smaller engine size would be lower risk therefore cheaper. I’m 48 years old with 30+ years riding experience, so obviously that will factor into it.
Also, for anybody that is thinking of getting a bike I say don’t listen to the doubters and do it, but do it smartly. Don’t go buy a 600cc or bigger as your first ride. These things are blindlingly fast and will get you into trouble before you know it. Start small and work up.
Get a copy of the book Twist of the Wrist by Keith Code and study it. It is aimed a bit more towards track riding, but he really explains the fundamental basics of how to corner properly and the dynamics of how to get the most out of you bikes handling which applies to everyday riding just as much.
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I think cc's aren't as important as type of bike for new riders. There is quite a difference between a BMW 800 adventure touring vs a VFR 800 for instance.
After moving back to Ontario I had to sell my Vfr. Insurance is crazy here compared to Alberta. I'm 41 with many many years of experience and was paying over 1100 on a 2014 Vfr 800.