TELUS just launched new offers that separate the cost of a new device from the monthly rate - some decent options if you don't require a new phone.
$75
10GB of Full Speed LTE Data
Unlimited 512MB Data
Unlimited Canada Wide Texts
Unlimited Canada Calling
Call Display, Voicemail, Call waiting
Then if you did need a new phone you can just finance whatever portion you want on that for 24 months.
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