Quote:
Originally Posted by pseudoreality
I have a question somewhat related to this and estate planning. If my wife and I were to both pass, we would want our kids RESP topped off, but would it be better to have the estate just pay $2500/year/kid in order to get the grant?
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Well honestly, I haven’t dealt with this situation, but I’m inclined to say yes. I think that to get the grant they’d still limit you to the amount you could contribute each year for each child. I don’t think there’s any exclusions to that limit (aside from $5k/year for missed years).