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Old 04-25-2021, 11:21 AM   #9
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Join Date: Dec 2006
Location: Calgary, Alberta

Originally Posted by pseudoreality View Post
I have a question somewhat related to this and estate planning. If my wife and I were to both pass, we would want our kids RESP topped off, but would it be better to have the estate just pay $2500/year/kid in order to get the grant?
Well honestly, I havenít dealt with this situation, but Iím inclined to say yes. I think that to get the grant theyíd still limit you to the amount you could contribute each year for each child. I donít think thereís any exclusions to that limit (aside from $5k/year for missed years).
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