Are you actually finding threats that free malware scanners take care of? I don't understand how these things still exist. They can't do anything about ransomware which is the biggest threat to any casual internet user, and the stuff they can take care of is only after the infection, which is usually too late
IMO antivirus programs for personal PC use are a complete waste of time and money. A properly configured firewall, built-in Windows Defender, and being educated on what not to click on will be far more effective. And if you still need more peace of mind then invest in proper backups for important data, that way you're covered from infection and hardware failures
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