Just so you know in the states having top flight insurance doesn't even net you great service. My brother who is a producer for ESPN which is a subsidiary of Disney and has supposedly great insurance went to the doctor because his knee buckled everytime he played basketball. After repeatedly stating he thought he needed an MRI the doctor continuously stated that it wasn't anything serious, which they try and prevent MRI's because it costs the HMO's money, finally he said he demanded an MRI and after getting it done found 3 torn ligaments in his leg PCL, MCL and ACL. The specialist said it was probably originally just the ACL that was torn but because he kept playing on it because the other doctor told him it was nothing serious he ended tearing all 3 ligaments... So i would rather pay $700 and get the MRI then be talked out of it and cause serious damage to your leg. Fortunately after about a year of recovery he could play sports again but his leg still hurts him after 4-5 years.
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