leverage
I'm curious about what your thoughts are for the average individual investor and leverage? Right now I'm at about 1/3 of my assets, concentrated in a mortgage at 2%. Although I recently renewed my mortgage, part of me feels like I'm being too cautious and should have refinanced my house to 80% to free up more cash for investing. I'm still 15 to 25 years from retirement and I feel like I'm not taking advantage of these low interest rates.
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