Quote:
Originally Posted by Slava
Well, it is like pulling teeth. If you are the spouse who gets the funds contributed and you divorce, putting that into your RRSP is nearly impossible. You can make it so that all your RRSPs are now spousal (which is not the goal, and in the case of an acrimonious divorce, the exact reason people want to be rid of the spousal!).
So, if I read your post right, you can either make all your RRSPs spousal or live with that spousal and your regular RRSP.
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We’re not planning on divorcing or anything. I am just curious why it can’t be easily done and why it has been made that way. I can’t easily merge it into my or her account. Why is it like this?
I guess I can live with it, it’s just not a huge sum of money, but I wouldn’t want to pay the taxes on it either to just close it.