Quote:
Originally Posted by Wormius
In the case of that Australian guy, he bought that Banksy artwork. What happens when the value of something like that appreciates beyond what he stole? Who ends up with the gains?
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I think if the bank erroneously deposits money into your account, you consider like an over extension of a loan you need to pay back. I wouldn't consider it theft unless you were unwilling/unable to pay it back like the story in the OP hints that those individuals are unable to do.
I think as long as the guy could repay the amount, he'd be fine. I think this is also why there's been instances where individuals were able to keep the interest after the bank reverses the main transaction.