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Old 10-14-2014, 12:02 PM   #2
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Join Date: Sep 2008

I've paid mortgage penalties in the past, but only 3 months interest due to interest rates declining.

Do you offer fixed rate mortgages that only charge a 3 months interest penalty? That seems pretty unlikely to me since you could just refinance if rates dropped, but got the benefit of the fixed rate if they rose.
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