This seems to be one of those situations where all parties involved are contributing to a bad situation. Making it more ugly than it should have been.
Parents were negligent in the care of their child and dismissive of the value of the item.
The Gallery failed to implement precautions to safeguard a valuable item.
Artist seems to overinflate the value of his art.
Insurance company doesn't want to be held responsible and goes after the party that has the least means to defend itself.
Ugh. This is why I try to avoid the news.
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