Quote:
Originally Posted by Slava
###! I love seeing all of these threads though...I'm just dreading the eventual "told you so" thread that will one day take place!
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I have to admit that somedays...I wonder how badly off would you really be if you leveraged your house to 100% value, bought those fancy cars, took 4 or 5 trips a year to 5 star resorts, ate at the finest restaurants every night, let my wife spend whatever she wants on all those sure thing diets and buy all the clothers and trinkets she wants and than just declare bankruptcy when it all falls to pieces on you. You'd probably have lived one hell of a life for those 2 to 5 years until they finally nailed you. Meanwhile the "I told you so's" are just the guy who didn't file for bankruptcy and has a nice warm fuzzy feeling about himself and continues to say when I'm 75 and I retire, than I'll get the last laugh....just before I use up my last breath.
At the end of the day, not borrowing everything offered to me and trying to live within my means is setting me up to have another 40 years of a mediocre life where I can't have cool stuff so I can retire at 75 and hope not to run out of money while I suffer through 25 years of life that probably doesn't offer much. Really...is that going to be worth it for me? Sucks to be a lower middle class schmuck with no ambition and know it.
