Quote:
Originally Posted by Slava
nhmen, I understand where you are coming from. I'm a commision based (largely) financial planner. I get paid on these funds in either case. Fact is though, that if the money will stay there long enough for the fee schedule to run out before withdrawal then its in the clients best interest.
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slava: here's my "work" on the above example. Again, the thinking is that, since expenses are higher on C-shares (no upfront load, CDSC for at least 1 year) than A-shares (upfront load), you can effectively reduce the assumed ROR from 7% (A-shrs) to 6.5% (C-shrs).
**the numbers didn't come out** I'll figure out a way to get them in here.