I think this one slid under the radar for some people.
Think you're getting a "good driver" insurance rate? maybe not.
You may no longer qualify as a 'good driver' with new Alberta rule change
https://dailyhive.com/calgary/albert...-rate-cap-2026
Alberta drivers with even a single minor traffic ticket may face higher insurance costs in 2026, as the province tightens its definition of a “good driver.”
Under the updated 2026 rules, a driver must have no at-fault accidents in the last six years, no criminal code traffic convictions in the past four years, no major traffic convictions in the past three years, and,
the most significant change this year, no minor traffic convictions in the past three years to qualify as an Alberta “good driver.”
Previously, a driver with a minor traffic conviction in the past three years, like a speeding ticket or a moving violation, could still qualify as a “good driver,” but under the 2026 rules, even a single minor conviction may now disqualify them.