Quote:
Originally Posted by Muta
Money management isn't hard; the only thing it requires is commitment and tolerance. I really have a hard tim understanding why most people are so bad with money.
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A lot of it has to do with impulse spending IMO. I know I've been guilty of it (on more than one occasion)...I see something that I don't really need (but I really want) and if there's enough money in my account I go out and buy it.
I would say for the most part that's not a problem; as long as your impulses don't fall into the "major purchase" categories. Taking out a HELOC to buy a shiny BMW might not be the smartest thing you can do.