Yup, there's usually two things that people should be consistently paying off until their done... 1) a house, and 2) a car. Everything else is just sugar.
For me, #2 is paying off my travels, not paying for a car, so those two negate each other. I make it a priority tho, that each month a certain amount is dedicated to making the payments first and foremost, and any additional at the end of the month is then tacked on to the next payment. Once that's paid off early next year, I do the same thing for saving for the next trip until I have enough.
Money management isn't hard; the only thing it requires is commitment and tolerance. I really have a hard tim understanding why most people are so bad with money.
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