Back to the origial topic:
Order a free credit report from Equifax and Transunion. Google them and make sure you go to their Canadian websites. It will take a week or two to get your credit report. You can order it by phone or by mail.
Then go to a credit counsellor. As previous posters have mentioned, sometimes old debts are best left behind because even any contact with the creditor can reset the clock on the debt whereas otherwise it would have been dropped off your report if sufficient time has passed. A credit counsellors services can be obtained for NO cost.
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