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Old 08-09-2007, 07:21 PM   #12
mrdeeds
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Quote:
Originally Posted by Finner View Post
In terms of credit...

I am a student. I have missed minimum payments on my Visa maybe twice, and was late for a phone bill once. I have about $3000 on my credit card, that i do make the payments on now. I only have about 2 years of credit history as i'm only 20.

Are these two or three missed or late payments going to hurt me much? Or is that stuff pretty minor in regards to my credit rating?
It will if you do not have much other credit. I would be more diligent in your payments and it should be ok. For some reason, credit granters seem to give students a break
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