Another way that might help, and cost you less, is to go to the bank to get an RRSP loan, and pay it in the installments.
The theory is, the bank has no risk, as they can use the RRSP as colateral, and you get to show you are responsible while saving for retirement.
Also, if you are starting a business, you can also use that RRSP like the home buyers plan, to finance it, and pay it back over time.
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