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chris lindberg · 08-09-2007, 10:49 AM

How do you go about improving your credit rating?

I believe there are a few outstanding bills with my name on it, 10 year old city phone bill, Columbia House CD's, Cable bill and my spouse has a old rental charge from 4 years ago along with an outstanding cable bill.

We have lived common law for many years, so in order to clear my credit rating, would we have to settle all of our outstanding debts?
I was once refused credit because of my Mother's bad credit rating I believe.

I plan on opening a business in a year or so and I would think that having a good credit rating would be ideal, I have never owned a credit card yet but I've been thinking about getting one just to use it to sell items on EBay?

Is there a place to call where they will find all your past debts and you make one payment per month with a little money going to all your outstanding debts?

Thanks CP!

08-09-2007, 10:49 AM	#1
chris lindberg Franchise Player Join Date: Jan 2004 Exp:	How do you fix a bad credit rating? How do you go about improving your credit rating? I believe there are a few outstanding bills with my name on it, 10 year old city phone bill, Columbia House CD's, Cable bill and my spouse has a old rental charge from 4 years ago along with an outstanding cable bill. We have lived common law for many years, so in order to clear my credit rating, would we have to settle all of our outstanding debts? I was once refused credit because of my Mother's bad credit rating I believe. I plan on opening a business in a year or so and I would think that having a good credit rating would be ideal, I have never owned a credit card yet but I've been thinking about getting one just to use it to sell items on EBay? Is there a place to call where they will find all your past debts and you make one payment per month with a little money going to all your outstanding debts? Thanks CP!