NEXT big things that I don't believe I saw that much of above:
Figure out how to get extra money to save.
That may look like a combination of:
- more work
- more pay (how? be more valuable, rise up, 2nd income stream)
What many forget is that you also gotta look at what you spend your existing money on and basically do better. It may mean cutting a few things, trimming here and there, and quite probably just doing better with contracts. It's daunting but not that hard. What am I talking about?
- cut unnecessary streaming services and online stuff like Prime, Netflix, etc...
- maybe cut non-essential memberships (unless they are of exceptional value to you such as physical/mental health)
- do better on your TV/Phone/Internet - it's a tight market and relatively easy to get big discounts for relatively little effort.
- Use GasBuddy
- Use Flashfood
- Discounts and coupons on everything you do
- local holidays instead of flights/etc...
- find ways to spend less on vehicle(s), housing (electricity/gas)
- clothing you need - so much on Marketplace and ValueVillage and Goodwill
- other "stuff" - so much on Marketplace/Kijiji
- avoid buying new or latest-and-greatest
- stop buying coffee/food/booze from cafes/restaurants
I'm sure there are many other ways to stretch a dollar BUT then you gotta have the discipline to put it away for your future self.
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