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Table 5 · 12-03-2025, 11:29 AM

Don't we all wish we started sooner! 15 years left till retirement is still better than 15 days, so good on you for getting on it no matter what.

What I would do:
1. Stick that 20K into a couple of index funds. It's probably not enough for most good advisory firms to take you on, or for you to start any trading, so best to just keep it simple. #1 rule is to not lose money, so don't get desperate/cute with it.
2. Do what you can to try to raise your stake to 100K. New job, side gig, sell some assets, move to a cheaper place etc. Make sacrifices for the next few years. Once you get there, you start to see real benefits from compounding.
3. Consider finding a sugar mama/daddy (either one, you're not in a position to be picky).

12-03-2025, 11:29 AM	#904
Table 5 Franchise Player Join Date: Oct 2001 Location: NYYC Exp:	Don't we all wish we started sooner! 15 years left till retirement is still better than 15 days, so good on you for getting on it no matter what. What I would do: 1. Stick that 20K into a couple of index funds. It's probably not enough for most good advisory firms to take you on, or for you to start any trading, so best to just keep it simple. #1 rule is to not lose money, so don't get desperate/cute with it. 2. Do what you can to try to raise your stake to 100K. New job, side gig, sell some assets, move to a cheaper place etc. Make sacrifices for the next few years. Once you get there, you start to see real benefits from compounding. 3. Consider finding a sugar mama/daddy (either one, you're not in a position to be picky). Last edited by Table 5; 12-03-2025 at 11:43 AM.