Im new to paypal and dont use it all that much, they also dont have a 1800 support # to call so thought someone here could help me out. Say you bought something and want to do a chargeback onto your credit card because you never received anything. Now what if the funds have been already transfered from the sellers account and the balance is negative/or $0.00? Can paypal still get a hold of it even if its not in his account anymore? Two situations I see 1) The funds are in the process of being transfered to his bank acc...is PP able to cancel this? 2) Seller transfered funds to a friends PP acc. Can PP track it and recover it from his friends acc? Another question is, does PP deduct their 3.9% (or whatever it is in charges) every time you transfer money from PP account to PP account?