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Originally Posted by Derek Sutton
Just imagine a world where is doesn’t take 18 months for a knee replacement.
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You can pay money to have surgery done in the USA if you like. Of course it would cost anywhere between $20,000 and $50,000.
The reality is, minus the cost of a flight and hotel it would cost that much in Alberta as well. Introducing private healthcare is introducing private health insurance companies. That would introduce the following rigmarole, and you'd have to pay for the pleasure of convincing these people the work needs to be done, by paying a doctor for a check outrasound , xray whatever and then sending your recipts to to the insurance company. Of course if your knee doesn't need surgery you'd just eat that cost.
I for one have no desire to be scammed by insurance companies any more than I already am.
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Insurance policies typically cover necessary knee surgeries but vary in coverage limits, pre-authorization requirements, and network restrictions. Patients should verify their plan’s coverage for specific surgeries like total or partial knee replacements and ligament repairs before scheduling procedures.
Pre-authorization: Most insurers require approval prior to surgery to confirm medical necessity.
In-Network vs. Out-of-Network: Using in-network providers reduces costs significantly.
Deductibles and Copays: These vary and can affect the total out-of-pocket payment.
Coverage for Rehabilitation: Physical therapy post-surgery is often covered but may have limits on sessions.
How to Lower Knee Surgery Costs
There are ways to minimize knee surgery expenses without compromising quality of care:
Compare Facility Prices: Request cost estimates from multiple hospitals or outpatient centers.
Understand Your Insurance Benefits: Review plan details and negotiate payment plans if needed.
Opt for Outpatient Surgery When Possible: Minimally invasive procedures performed in outpatient centers often cost less.
Seek Financial Assistance Programs: Some hospitals offer discounts or payment plans for uninsured or underinsured patients.
Use Physical Therapy Alternatives: Combining home exercises with professional care can reduce rehabilitation expenses.
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https://latestcost.com/average-knee-surgery-cost/