Quote:
Originally Posted by ken0042
HC- what happened 6 months after getting that card?
Me- I lied about my age and got a Sears card when I was 16. By the time I was 17 I had a Visa and a car loan. By 18 I had every dept. store card, and by 22 I was in trouble.
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nothing. i used it as much as i could to build up credit, but i always paid everything off as soon as i saw a balance appear on my online banking to avoid interest. still never got any card offers. it wasn't until i got my second card (petropoints mastercard that i still had to apply for myself) and started using it regularly that got the odd credit card application form in the mail. and now with perfect credit (my step-mom is a bank manager for Scotia, she checked) i still only get one application every few months or so
i think it may be because i've never paid a dime to any credit card company or banks for my credit. both my cards are no annual fee and i've never paid any interest on either, so maybe the credit card companies have no incentive to try and get me as a customer because i've never owed any of them anything