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Old 08-21-2025, 11:49 AM   #92
opendoor
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Quote:
Originally Posted by Scrambler View Post
For HOME insurance, I can suggest Square One, it's customizable coverage which I think is good. I don't need to insure things I think are a low risk (IE: I have zero valuables in my home). It's basically an online broker where you get to make decisions yourself and see the cost variance as you go through it. Even if you go with full coverage (no exclusions) you're probably better off on your premium cost.

https://www.squareone.ca/ref/URUDAQ

They'll hopefully do auto insurance in Alberta in the next year or so. But for now, using this outfit for Home insurance and Zenith for Auto works better than any combo/bundle deal out there.
I use them too, and I like that I can adjust different limits and deductibles as needed to save money. The standard contents insurance on most home policies is ridiculous, usually 50% of the structure value. In my case, that'd be over $400K in coverage just for contents.

And for anyone in coastal BC like me, their earthquake insurance is extremely cheap compared to anyone else I've used. They also haven't raise rates much at all in the 3 years I've been with them. A little above inflation, but nothing egregious.
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