On a more on topic note, the whole airline reimbursement thing has been an insane debacle IMO. I've been affected by the Westjet one more than once. Both times it was "out of their control" (Strike and hail weather) so they pulled ####. They don't reimburse the whole thing when they try to pull that ####, the rebooking is usually quite difficult with/without insurance, they might rebook you, but rebook you so late (mine was nearly a week) that you'd miss something key etc.
There's gotta be a fix, or I need to read the fine print better on my travel insurance to figure out how to make it less of a hassle when it happens. (ie: similar to reading my travel medical)
I feel for OP. I at least was able to just revise my plans and drive out. Getting stuck on another continent would be stressful as hell.
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