[opendoor]

Originally Posted by CorsiHockeyLeague

Ratehub shows lowest rate at 3.89%, I just need TD to give me that.

https://www.ratehub.ca/best-mortgage-rates/5-year/fixed

Do you have CMHC insurance on your mortgage? A lot of times the absolute lowest rates are only available for those because they're essentially risk free for the lender.