With all this talk of TD Insurance it might be time to look around again, as painful as that is. I too have been with them forever due to the APEGA thing (despite being out of APEGA for many years). We've always been able to combat price increases with adjustments to our coverage, will have to see what this year brings. Two things that have kept us from changing so far. First is the horror stories from others who are with others when making claims. We've had a handful of claims over the hears and they have all been taken care of promptly and flawlessly. The second is on the rare occasions we have shopped around we have found it no better to switch, prices were all comparable.
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