Meloche Monnex was great until TD took over. Literally everything has become worse: service, on-hold times, costs, coverage details. The Personal is not much better, unfortunately. They want to take over your policy and sound good on the initial call, but it’s all downhill from there in all of the categories. I’ve tried earlier this year and I didn’t switch from TD. Will use a broker and switch by the time my policy term is up in a few months.
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"An idea is always a generalization, and generalization is a property of thinking. To generalize means to think." Georg Hegel
“To generalize is to be an idiot.” William Blake
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