[SeeGeeWhy]

I signed on to TD Meloche Monnex a billion years ago when they were still the APEGGA group insurance provider. The Personal took over that status a few years back, but I have not switched as two different quotes showed barely any difference.

That said, my renewal for 2026 came and the premium moved from $402.23 to $770.17 for a single-family home and an attached townhome rental property this month.

Zero claim history on both properties, and slightly more than the 5.28% average increase the media was warning everyone about earlier this year.

This also included some other lovely details such as accelerated roof depreciation and a doubling of our deductible from $2,500 to $5,000.

Just a peach of a product, and so many competing options. LOVE IT.

I guess I'll go back to The Personal one more time but expect similar results and suspect this is just what it costs to insure property now.

Opening thread as a heads up to others and to provide a place for venting rage.