Royal refunds my $4 monthly fee if I have three active accounts, which meant I had to open a TFSA with them, as long as there is $600 in the TFSA(that was the only one with a funding requirement). So I put that in and bought whatever ####ty mutual fund they have. At least it's growing.
I'm not sure the financial math on that, but it's worth it for the emotional irrationality that has me happy to see the $4 refunded every month.
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