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Old 04-16-2025, 03:03 PM   #266
bizaro86
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Quote:
Originally Posted by Cappy View Post
Question for the accountants in here.

My wife ended up having to pay CRA this year. First time she has had to.

She earns a salary and has modest investments (mostly RRSP).

She received two bonuses this year and asked for them to be put in her RRSP (tax deferred). They ended up on her T4 as income and then gets dinged for a few grand in taxes.

This seems wrong to me, no?

The upgrade in income from salary and bonus didn't push her into another tax bracket, so i don't see that account for being under-taxed. So i am assuming its because the Company paid the bonus tax free direct to her RRSP, then counted it as income on t4?
Ni, it's supposed to still be reported in the T4 and then the big rrsp deduction offsets it. Did she get a report of the RRSP contribution to enter?
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