Quote:
Originally Posted by Shazam
And most people's finances are a mess, most people don't know how transfer payments work, most people have very little money saved up and think that an RRSP is a type of investment. Next thing you'll tell me people know how bond ETFs work.
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If you made people build their own bond ETF if they wanted a fixed income investment a few people would know more about bonds than they otherwise would have, and a bunch more would say forget it and not buy a fixed income investment even if it was appropriate.